Get a Loan on Your Jewelry,
Watches & Gold
Need cash but don't want to sell? Borrow against your valuables at just 2% monthly interest — no credit check, no hassle. Keep your item, get your cash, pay it back on your terms.
We accept a wide range of high-value items as collateral. Each is evaluated on the spot by our certified appraisers — you get a loan based on real market value.
Gold & Silver Jewelry
All karats of gold jewelry, chains, rings, bracelets, scrap gold, and silver items. Evaluated by weight and purity at live market rates.
Luxury Watches
Rolex, Patek Philippe, Cartier, Audemars Piguet, Hublot, and more. Working or not — we lend based on current secondary market value.
Diamonds & Gemstones
Loose diamonds, engagement rings, diamond jewelry. GIA and EGL certified stones often qualify for higher loan amounts.
Gold & Silver Coins
American Eagles, Krugerrands, bullion bars, silver dollars, and coin collections — evaluated at current spot price.
Estate & Designer Jewelry
Cartier, Tiffany, Van Cleef & Arpels, and other signed pieces. Designer provenance considered in loan valuation.
Platinum Items
Platinum rings, settings, ingots, and lab equipment. All grades evaluated at current market rates for competitive loan offers.
No paperwork, no credit check, no waiting. Walk in and walk out with cash — most loans completed in under 15 minutes.
Bring Your Item
Walk in to 30 W. 47th St., Suite 8006 — Mon through Fri, 10am–6pm. Bring a valid photo ID. No appointment needed for most items.
Free Evaluation
Our certified appraisers evaluate your item on the spot. Gold and silver tested by purity and weight. Diamonds and watches assessed by condition and market demand.
Get Your Loan Offer
We make a firm loan offer based on real market value — not an arbitrary lowball number. You see exactly how the amount was calculated.
Walk Out with Cash
Accept the terms and walk out with cash in hand. Your item is stored securely. Repay anytime within 6 months and get it back — no penalties.
Flexible Terms. Lowest Rates. No Surprises.
We offer some of the most competitive collateral loan rates in New York City — just 2% monthly interest with no hidden fees and no prepayment penalties.
| Term | Detail |
|---|---|
| Interest Rate | 2% per month |
| Loan Term | 6 months (flexible) |
| Minimum Loan | $100 |
| Maximum Loan | Up to $1,000,000 |
| Prepayment Penalty | None |
| Credit Check | Not required |
| Repayment | Monthly installments or lump sum at end of term |
| Item Storage | Secure, insured storage for the loan duration |
You can repay at any time during the 6-month term with no penalty. We strongly recommend monthly installments — easy to set up with your account manager.
Sometimes you need cash but you're not ready to part with your valuables permanently. Here's when a loan makes more sense than a sale.
Your Item May Increase in Value
Gold, diamonds, and luxury watches tend to appreciate over time. A loan lets you access cash now while keeping your asset for future value.
Sentimental Value
Inherited or meaningful pieces deserve to stay in the family. A loan gives you cash while preserving items with personal significance.
Temporary Cash Need
If you need cash for a short period, a loan is smarter than selling. Pay it back and get your item returned — simple as that.
Current Resale Values May Be Low
Market conditions affect resale prices. If jewelry or watch values are temporarily soft, a loan lets you wait for better selling conditions.
Fast, No Credit Check
Banks take weeks and require credit checks. Our loans are same-day, secured only by your item — no financial history required.
Win-Win Situation
You get cash when you need it. You repay with low interest. You get your item back. No permanent loss, no regret.
We Lend Up to $1,000,000 — No Item Too Large
Whether you have a single gold chain or an entire estate collection, we have the resources to make significant loan offers. We lend against fine jewelry, antique pieces, prestige watches, diamonds, gold and silver bullion, and other high-value assets.
For large loans or estate situations, we recommend calling ahead at 212-642-4345 so a senior appraiser is available when you arrive. We can also arrange secure courier service for items that can't be brought in easily.
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Get a Loan on Your
Jewelry Today.
Free evaluation, no credit check, cash same day.
30 W. 47th St., Suite 8006 · Mon–Fri 10am–6pm